There is just no excuse for Naruto while I could make an argument for Goku in sme what of a case
So could I! And with Goku, he had to learn as he went not just from his mentors but on his own about love, marriage, being a family man and so much else. Plus when he got chewed out at times, like when Piccolo chewed him out in the Cell Games arc, Goku realized his mistake and also was willing to sacrifice himself to make up for how his actions led Gohan to get too cocky about wanting to make Cell suffer after he killed 16 and it caused Gohan to go Super Saiyan 2 when he had a chance to kill Cell and end it all.
Plus we saw too how Goku was shocked but also happy to meet Goten when he came back from Other World in the Buu Saga during the World Tournament, even with Goten and Trunks being hard on him because he couldn't save Gohan and Vegeta due to Vegeta knocking him out before he could do anything, but still showing them Super Saiyan 3 which led them to use it when they fused into Gotenks.
And we also see how even with some anime-only stuff that Goku's family means a lot to him, like in a dream he had in the Android and Cell Sagas when he was recovering from the heart virus after taking the cure and dreamed of 17 and 18 finding him, killing Gohan, Krillin, Chichi, and Future Trunks too.
Meanwhile, you don't see that kind of feeling with Naruto. As you said, there's no excuse for the bull**** he's used to excuse himself from being a father and a husband. But then again, when you're only still with your wife because of your kids as well as pity, and not out of love or anything, and when your kids cost you the dream you'd spent your whole life trying to achieve due to a temper tantrum, you'd wanna avoid them, or try to just have yourself act busy to avoid them because they cost you so much and left you a miserable shell of who you used to be.
It just shows the differences with Akira Toriyama and Masashi Kishimoto, considering even if both were embarrassed to do romance, one did it so much better than the other.